𝗔𝗗𝗩𝗜𝗖𝗘 𝗧𝗢 𝗔𝗟𝗟 𝗘𝗠𝗣𝗟𝗢𝗬𝗘𝗘𝗦
𝟭. 𝗕𝘂𝗶𝗹𝗱 𝗮 𝗵𝗼𝗺𝗲 𝗲𝗮𝗿𝗹𝗶𝗲𝗿. Be it rural home or urban home. Building a house at 50 is not an achievement. Don't get used to government houses. This comfort is so dangerous. Let all your family have good time in your house.
𝟮. 𝗚𝗼 𝗵𝗼𝗺𝗲. Don't stick at work all the year. You are not the pillar of your department. If you drop dead today, you will be replaced immediately and operations will continue. Make your family a priority.
𝟯. 𝗗𝗼𝗻'𝘁 𝗰𝗵𝗮𝘀𝗲 𝗽𝗿𝗼𝗺𝗼𝘁𝗶𝗼𝗻𝘀. Master your skills and be excellent at what you do. If they want to promote you, that's fine if they don't, stay positive to your personal development.
𝟰. 𝗔𝘃𝗼𝗶𝗱 𝗼𝗳𝗳𝗶𝗰𝗲 𝗼𝗿 𝘄𝗼𝗿𝗸 𝗴𝗼𝘀𝘀𝗶𝗽. Avoid things that tarnish your name or reputation. Don't join the bandwagon that backbites your bosses and colleagues. Stay away from negative gatherings that have only people as their agenda.
𝟱. 𝗗𝗼𝗻'𝘁 𝗲𝘃𝗲𝗿 𝗰𝗼𝗺𝗽𝗲𝘁𝗲 𝘄𝗶𝘁𝗵 𝘆𝗼𝘂𝗿 𝗯𝗼𝘀𝘀𝗲𝘀. You will burn your fingers. Don't compete with your colleagues, you will fry your brain.
𝟲. 𝗘𝗻𝘀𝘂𝗿𝗲 𝘆𝗼𝘂 𝗵𝗮𝘃𝗲 𝗮 𝘀𝗶𝗱𝗲 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀. Your salary will not sustain your needs in the long run.
𝟳. 𝗦𝗮𝘃𝗲 𝘀𝗼𝗺𝗲 𝗺𝗼𝗻𝗲𝘆. Let it be deducted automatically from your payslip.
𝟴. 𝗕𝗼𝗿𝗿𝗼𝘄 𝗮 𝗹𝗼𝗮𝗻 𝘁𝗼 𝗶𝗻𝘃𝗲𝘀𝘁 𝗶𝗻 𝗮 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀 or to change a situation not to buy luxury. Buy luxury from your profit.
𝟵. 𝗞𝗲𝗲𝗽 𝘆𝗼𝘂𝗿 𝗹𝗶𝗳𝗲,𝗺𝗮𝗿𝗿𝗶𝗮𝗴𝗲 𝗮𝗻𝗱 𝗳𝗮𝗺𝗶𝗹𝘆 𝗽𝗿𝗶𝘃𝗮𝘁𝗲 Let them stay away from your work. This is very important.
𝟭𝟬. 𝗕𝗲 𝗹𝗼𝘆𝗮𝗹 𝘁𝗼 𝘆𝗼𝘂𝗿𝘀𝗲𝗹𝗳 𝗮𝗻𝗱 𝗯𝗲𝗹𝗶𝗲𝘃𝗲 𝗶𝗻 𝘆𝗼𝘂𝗿 𝘄𝗼𝗿𝗸. Hanging around your boss will alienate you from your colleagues and your boss may finally dump you when he leaves.
𝟭𝟭. 𝗥𝗲𝘁𝗶𝗿𝗲 𝗲𝗮𝗿𝗹𝘆. The best way to plan for your exit was when you received the employment letter. The other best time is today. By 40 to 50 be out.
𝟭𝟮. 𝗝𝗼𝗶𝗻 𝘄𝗼𝗿𝗸 𝘄𝗲𝗹𝗳𝗮𝗿𝗲 𝗮𝗻𝗱 𝗯𝗲 𝗮𝗻 𝗮𝗰𝘁𝗶𝘃𝗲 𝗺𝗲𝗺𝗯𝗲𝗿 𝗮𝗹𝘄𝗮𝘆𝘀. It will help you a lot when any eventuality occurs.
𝟭𝟯.𝗧𝗮𝗸𝗲 𝗹𝗲𝗮𝘃𝗲 𝗱𝗮𝘆𝘀, 𝘂𝘁𝗶𝗹𝗶𝘇𝗲 𝘁𝗵𝗲𝗺 𝗯𝘆 𝗱𝗲𝘃𝗲𝗹𝗼𝗽𝗶𝗻𝗴 𝘆ou𝗿 𝗳𝘂𝘁𝘂𝗿𝗲 𝗵𝗼𝗺𝗲 𝗼𝗿 𝗽𝗿𝗼𝗷𝗲𝗰𝘁𝘀..Usually what you do during your leave days is a reflection of how you'll live after retirement..If it means you spend it all holding a remote control watching series on Zee world, expect nothing different after retirement.
𝟭𝟰. 𝗦𝘁𝗮𝗿𝘁 𝗮 𝗽𝗿𝗼𝗷𝗲𝗰𝘁 𝘄𝗵𝗶𝗹𝘀𝘁 𝘀𝘁𝗶𝗹𝗹 𝘀𝗲𝗿𝘃𝗶𝗻𝗴 𝗼𝗿 𝘄𝗼𝗿𝗸𝗶𝗻𝗴. Let your project run whilst at work and if it doesn't do well, start another one till it's running viably. When your project is viably running, then retire to manage your business. Most people or pensioners fail in life because they retire to start a project instead of retiring to run a project.
𝟭𝟱. 𝗣𝗲𝗻𝘀𝗶𝗼𝗻 𝗺𝗼𝗻𝗲𝘆 is not for starting a project or buy a stand or build a house but it's money for your upkeep or to maintain yourself in good health. Pension money is not for paying school fees or marrying a young wife but to look after yourself.
𝟭𝟲. 𝗔𝗹𝘄𝗮𝘆𝘀 𝗿𝗲𝗺𝗲𝗺𝗯𝗲𝗿, when you retire, never be a case study for living a miserable life after retirement, but be a role model for colleagues to think of retiring too.
𝟭𝟳. 𝗗𝗼𝗻'𝘁 𝗿𝗲𝘁𝗶𝗿𝗲 𝗷𝘂𝘀𝘁 𝗯𝗲𝗰𝗮𝘂𝘀𝗲 𝘆𝗼𝘂 𝗮𝗿𝗲 𝗳𝗶𝗻𝗶𝘀𝗵𝗲𝗱 or you are now a burden to the company and just wait for your day to die. Retire young or whilst energetic to enjoy waking up for a cup of coffee, enjoy the sun, receive money from your business, visit nice place that you missed and spend good time with family. Those who retire late, spend about 95% of their time at work than with their family and that's why they see it difficult to spend time with their family when they retire but end up looking for another job till they die. If they don't get another job, they die early.
𝟭𝟴. 𝗥𝗲𝘁𝗶𝗿𝗲 𝗮𝘁 𝘆𝗼𝘂𝗿 𝗵𝗼𝘂𝘀𝗲 than at government accommodation so that when you retire, you can easily fit into the society that raised you. It's not easy to adjust to live in a location after spending more years at company house or at government house.
𝟭𝟵. 𝗡𝗲𝘃𝗲𝗿 𝗹𝗲𝘁 𝘆𝗼𝘂𝗿 𝗲𝗺𝗽𝗹𝗼𝘆𝗺𝗲𝗻𝘁 𝗯𝗲𝗻𝗲𝗳𝗶𝘁𝘀 𝗺𝗮𝗸𝗲 𝘆𝗼𝘂 𝗳𝗼𝗿𝗴𝗲𝘁 𝗮𝗯𝗼𝘂𝘁 𝘆𝗼𝘂𝗿 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁.. Employment benefits are just meant to make you relax, get finished whilst time is moving. Remember when you retire no one will call you boss if you don't have a viable business.
𝟮𝟬. 𝗗𝗼𝗻'𝘁 𝗵𝗮𝘁𝗲 𝘁𝗼 𝗿𝗲𝘁𝗶𝗿𝗲 because one day you will retire either voluntarily or involuntarily.
Hope this will help you look at life positively
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